Skyflow
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+ Apaya
Apaya is a modular, scalable platform that enables merchants to easily automate their payment infrastructure. Apaya tapped Skyflow to protect and secure their sensitive customer data, and to meet specific PCI and data residency requirements.
About Apaya
Apaya is on a mission to become the largest payment automation platform in the EMEA region. The goal is bold, but simple: to give every merchant, irrespective of size, capital, or location the chance to offer their customers a world-class payment experience, while using their preferred payment processors.
Their intelligent platform provides functionality that future-proofs payments infrastructure for digital merchants by providing them full control, automation, and visibility of their end-to-end payment strategy.
The Challenge
With the ever-evolving landscape of e-commerce, merchants are constantly looking to expand into new markets and support additional customers. Apaya provides a no-code platform that empowers merchants to effortlessly manage multiple payment methods and currencies with just a few clicks.
To achieve this, Apaya needed a comprehensive privacy solution that helps secure sensitive customer information, eases PCI compliance and compliance with regional data localization requirements, and enables maximum flexibility over payment processing.
Time-to-market was a critical consideration for Apaya. They needed a scalable, global solution that could be swiftly implemented so they could accelerate their product launch.
The Skyflow Solution
Apaya chose Skyflow because it provides a developer-friendly API that makes managing sensitive data across regions easy to implement, and because of Skyflow’s PCI compliance, data residency capabilities, and support for payment processor flexibility.
- Apaya’s architecture uses Skyflow to capture, tokenize, and store sensitive PCI data, and then calls Skyflow APIs to retrieve the payment information required for payment processors.
- This keeps Apaya’s backend infrastructure and database free of sensitive data and decreases their compliance scope.
- Apaya leverages Skyflow’s PCI Level 1 certification in their PCI-compliant platform so they can free their customers from needing to pick a single payment processor to store their PCI data.
- With Skyflow, Apaya enables merchants to easily route their payments through multiple payment gateways.
- Skyflow’s time-to-live (TTL) capability lets Apaya temporarily cache CVVs in a PCI-compliant manner, so their merchant customers can work across multiple payment processors for authorization.
- This reduces merchants’ reliance on a single payment processor, and lets them give their customers a smooth payments experience that doesn’t repeatedly ask for their CVV when rerouting payments.
A Scalable Approach to Data Residency
- This approach provides immediate data residency compliance solutions for their merchant customers’ PCI data.
- Apaya built its architecture so that it can quickly and easily deploy Skyflow Data Privacy Vault instances to new regions.